Wave Hello to Low Rates

Boat loans as low as 5.94% APR

Whether you’re reeling in a big catch on a fishing boat or cruising with friends on a pontoon, we make financing smooth and easy.

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More Waves, Less Worries

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Low Rates

Catch the wave - rates have dropped! Now's your chance to ride the savings.

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Expert Team

Magnifi's friendly and knowledgeable team helps you get the right financing.

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Start your new adventure today by applying online in just minutes. 

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Start Making Waves

Our low boat loan rates leave you with extra cash for your next adventure, whether it’s upgrading your pontoon, adding accessories to your boat, or gearing up for your next big outing on the water!

Boat loan rates as low as 5.94% APR*

Effective date 2/19/2025

Apply online and get pre-approved within one business day!

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Schedule an appointment or call today!

*APR = Annual Percentage Rate. Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, 5.94% APR and a $757.59 monthly payment. Loan payment and APR will vary based on the loan amount, term, and collateral. Fees may apply. Membership qualification is required. Loans subject to credit qualifications and approval. Offer valid for personal boat loans new to Magnifi; includes new/used loans. Other terms and conditions may apply. Insured by NCUA.