*APR = Annual Percentage Rate. Offer valid for applications received January 1 – April 30, 2025, and is subject to change without notice. Rates are based on credit history, loan-to-value, and other factors. HELOC loan amounts range from $10,000 to $125,000, with at least $10,000 in new loan proceeds with Magnifi. LTVs above 80%, non-primary residences, commercial, agricultural, large acreage properties, and/or credit scores under 719 are not eligible for this promotion. Members may be required to pay up to $499 towards closing costs, which does not include expenses related to property taxes, homeowner’s insurance, prepaid interest, and fees for a potential subordination agreement. Other restrictions may apply. All loans subject to approval. After the 10-year draw period, the amount owed will be repaid over 10 years. Membership eligibility and $5 share deposit are required. See your tax advisor for details regarding interest deductibility. Insured by NCUA.