No Origination Fee, Just the Key.

Fargo-Moorhead Area Exclusive

Save big on closing costs!

For a limited time, finance a new mortgage loan with Magnifi Financial and save on closing costs. We’ll waive the origination fee on qualifying loans, so you'll have extra cash in your pocket for move-in day.

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Fargo-Moorhead Area Exclusive


Whatever your stage in life, we can help make that house your home. Our mortgage loan experts offer competitive home loan rates with access to various programs, including low and no-down payment options, so you'll find the right mortgage loan for almost any situation.

Visit us in West Fargo, Fargo, or Moorhead and speak with Mike Edenborg, your dedicated Mortgage Expert!

Why Magnifi Financial Credit Union?

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Top-Rated Mortgage Experience

Members rate their mortgage experience with Magnifi 4.8 out of 5 stars.

Magnifi is one of the top five mortgage lenders in the region. We know the business, and we know it well. 

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Meet Mike Edenborg: Your Local Mortgage Expert

One lender. Start to finish.
Mike works with you every step of the way. No handoffs, just personal, local support you can count on.

Talk to Mike
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One Day Prequalification

Get pre-qualified in just one business day and start your journey home with confidence. Magnifi makes it easy every step of the way.

 

 

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3 Essentials Program

Your Money Does Good Here.

When you finance a new house purchase or refinance your mortgage with us, we’ll donate one night of housing to someone in need.
Learn More about 3 Essentials
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Get Started

Schedule an appointment, apply online, or stop by West Fargo, Fargo, or Moorhead branches and get pre-approved within one business day!

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$5 membership share required. Certain restrictions apply. Offer available for select new primary residence purchase transactions and select home refinances with a Purchase Agreement dated between January 1, 2026 through June 30, 2026. Origination fee waived on eligible secondary market and in-house loans, excluding new construction. Secondary market loans typically include an origination fee, except FHA and VA, which have no origination fee due to our brokerage relationship. Not valid with other offers. Magnifi Financial reserves the right to end the offer at any time. This credit union is federally insured by NCUA.