No Origination Fee, Just the Key.

Fargo-Moorhead Exclusive

Save Up to $1,500 at Closing!

For a limited time, finance a new mortgage loan with Magnifi Financial and save up to $1,500*. We’ll waive the origination fee on qualifying loans, so you'll have extra cash in your pocket for move-in day.

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Fargo - Moorhead Exclusive

Save up to $1,500 on Closing Costs!

Whatever your stage in life, we can help make that house your home. Our mortgage loan experts offer competitive home loan rates with access to various programs, including low and no-down payment options, so you'll find the right mortgage loan for almost any situation.

Visit us in Fargo or Moorhead and speak with Mike Edenborg, your dedicated Mortgage Expert!

Why Magnifi Financial Credit Union?

Top-Rated Mortgage Experience

Members rate their mortgage experience with Magnifi 4.8 out of 5 stars.

Magnifi is one of the top five mortgage lenders in the state. We know the business—and know it well.

Meet Mike Edenborg — Your Local Fargo–Moorhead Mortgage Expert

One lender. Start to finish.
Mike works with you every step of the way—no handoffs, just personal, local support you can count on.

Talk to Mike

One Day Prequalification

Get pre-qualified in just one business day and start your journey home with confidence. Magnifi makes it easier every step of the way.

Your money does good here.

When you finance a new house purchase or refinance your mortgage with us, we’ll donate one night of housing to someone in need.

Get Started

Schedule an appointment, apply online, or stop by Fargo or Moorhead branches and get pre-approved within one business day!

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$5 membership share required. Certain restrictions apply. Offer available for select new primary residence purchase transactions with a Purchase Agreement dated between May 15, 2025, and September 5, 2025. Origination fee waived on eligible secondary market and in-house loans, excluding new construction. Secondary market loans typically have a $1,500 fee, except FHA and VA, which have no origination fee due to our brokerage relationship. Not valid with other offers. Magnifi Financial reserves the right to end the offer at any time. This credit union is insured by NCUA.