Pick Your Term & Grow Your Money

Limited-Time Certificate Offer

  • 4.10% APY* for 10 months
  • 4.25% APY* for 17 months

Apply Online

Call us or visit a branch today!

Happy couple playing golf.

INVEST + EARN HIGHER DIVIDENDS

Certificates Built Around Your Savings Goals

Grow Your Savings

Earn higher dividends than a regular savings account, with dividends compounded monthly.

Pick Your Term

Choose a timeline that fits your savings goals. 

  • 4.10% APY* for 10 months
  • 4.25% APY* for 17 months
Easy Application

Current members can open online through Digital Banking or the Magnifi mobile app.

New members can get started below.

Happy Magnifi employee greeting members.

MAGNIFI WHAT MATTERS.

Main Putting members first since 1939

For more than 85 years, Magnifi Financial Credit Union has helped members build stronger financial futures through better rates, personalized service, and a commitment to our communities.

Open a Certificate Today!

 

Apply Online

Visit a Branch

Call Us

 

*APY = Annual Percentage Yield. APYs effective August 19, 2026. $500 minimum balance required to open the certificate and earn the advertised APY. Maximum promotional deposit of $250,000 per SSN/TIN. Minimum 50% of the deposit must be new money to Magnifi Financial. Penalty for early withdrawal. Fees may reduce earnings. At maturity, the certificates automatically renew at the then-current rate (10-month certificate renews as a 9-month certificate; 17-month certificate renews as a 12-month certificate). IRA funds and municipalities are not eligible. Limited-time offer. Not valid with any other offer. Membership eligibility required. Federally insured by NCUA.