Pick Your Term & Grow Your Money

Limited-Time Certificate Offer

4.10% APY* for 10 months
4.25% APY* for 17 months

Apply Online

Call us or visit a branch today!

INVEST + EARN HIGHER DIVIDENDS

Certificates Built Around Your Savings Goals

Grow Your Savings

Earn higher dividends than a regular savings account, with dividends compounded monthly.

Pick Your Term

Choose a timeline that fits your savings goals.

4.10% APY* for 10 months
4.25% APY* for 17 months

Easy Application

Current members can open online through Digital Banking or the Magnifi mobile app.

New members can get started below.

Happy Magnifi employee greeting members.

Open a Certificate Today!

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Visit a Branch

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*APY = Annual Percentage Yield. APYs effective August 19, 2026. $500 minimum balance required to open the certificate and earn the advertised APY. Maximum promotional deposit of $250,000 per SSN/TIN. Minimum 50% of the deposit must be new money to Magnifi Financial. Penalty for early withdrawal. Fees may reduce earnings. At maturity, the certificates automatically renew at the then-current rate (10-month certificate renews as a 9-month certificate; 17-month certificate renews as a 12-month certificate). IRA funds and municipalities are not eligible. Limited-time offer. Not valid with any other offer. Membership eligibility required. Federally insured by NCUA.