No Auto Payments for 90 Days

Auto loans as low as 3.99% APR

Cruise into lower payments with Magnifi Financial Credit Union. Whether you're upgrading your current ride or purchasing your first vehicle, Magnifi makes it easier to get behind the wheel. 

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Schedule an appointment or call today!

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Take the Scenic Route

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Rates as low as 3.99% APR

Competitive rates help you save money for more of the adventures ahead.

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No Payments for 90 Days

Take the scenic route with extra flexibility before your first payment.

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Local Experts You Can Trust

From application to payoff, we're here to help make financing simple with quick decisions and local personal service.

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Get Started Today

With rates as low as 3.99% APR* and no payments for 90 days, you can spend less time worrying about your loan and more time enjoying the journey. 

Effective date 7/15/2026

Apply online and get pre-approved within one business day.

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Schedule an appointment or call today

*APR = Annual Percentage Rate. Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, 3.989% APR and a $735.75 monthly payment. Offer valid for personal automobile loans new to Magnifi; includes new/used and refinanced loans. Subject to credit approval; not all members may qualify. Rates and terms vary and are based on evaluation of credit history and creditworthiness. Rates are subject to change at any time without notice. Minimum loan amount of $10,000. Other terms and conditions may apply. Interest will continue to accrue during the 90-day period in which no payment is due. May not be combined with other offers. Membership eligibility required. Magnifi reserves the right to terminate the promotion at any time. Magnifi Financial Credit Union is federally insured by NCUA.