Fuel Your Next Ride

Auto loan rates as low as 3.99% APR*

Whether you’re buying your first vehicle, upgrading to something new, or refinancing to save each month, we put you in the driver's seat with competitive rates and flexible terms.

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Visit a branch or call today!

Drive Away with Confidence

Low Rates

Treat yourself to a reliable vehicle and keep more money in your pocket.

Expert Team

Magnifi's friendly and knowledgeable team helps you get the right financing.

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Start your new car journey with a quick online application.

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Get Ready to Go

Our low auto loan rates leave more money in your pocket for savings, upgrades, or whatever moves you.

Auto loan rates as low as 3.99% APR*

Effective date 10/9/2025

Get pre-approved and start your adventure today!

Apply Now

Visit a branch or call today!

Your money does good here.

Get a new auto loan and Magnifi will give 100 pounds of food to those in need.

When you get a new auto loan at Magnifi Financial, you're not just banking—you’re giving back. For every new auto loan, we donate 100 pounds of food to community food shelters throughout Minnesota, supporting our mission to uplift local communities.

Join us in making a positive impact, one account and loan at a time.

*APR = Annual Percentage Rate effective as of October 9, 2025. Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, 3.989% APR and a $735.75 monthly payment. Loan payment and APR will vary based on the loan amount, term, and collateral. Rate includes a 0.75% discount for automatic loan payment from a Magnifi account. Fees may apply. Membership qualification is required. $5 membership share required. Loans subject to credit qualifications and approval. Offer valid for personal automobile loans new to Magnifi; includes new/used and refinanced loans. Minimum loan amount of $10,000. Other terms and conditions may apply. May not be combined with other offers. Magnifi reserves the right to terminate the promotion at any time.