Cruise Now, Pay Later

90 Days, No Payments

Whether you’re buying a new car, truck, or SUV or moving your current loan to Magnifi, you can hit the road now and start payments later.

Cruise Payment-Free for 3 Months

Low Rates

Rates have dropped and now is the perfect time to treat yourself to a new vehicle!

Expert Team

Magnifi's friendly and knowledgeable team helps you get the right financing.

Apply Online

Start your new car journey with a quick online application.

Start here

Shift Into Savings Today

Our low auto loan rates give you extra money in your pocket for the holidays, savings, or stocking your new set of wheels with all the necessities.

Auto loan rates as low as 4.99% APR*

Effective date 11/13/2024

Apply online and get pre-approved within one business day!

Your money does good here.

Get a new auto loan and Magnifi will give 100 pounds of food to those in need.

When you get a new auto loan at Magnifi Financial, you're not just banking—you’re giving back. For every new auto loan, we donate 100 pounds of food to community food shelters throughout Minnesota, supporting our mission to uplift local communities.

Join us in making a positive impact, one account and loan at a time.

*APR = Annual Percentage Yield. Minimum APR loan payment example: $25,000 for 36 months including a $75 doc prep fee, 4.99% APR and a $746.86 monthly payment. Loan payment and APR will vary based on the loan amount, term, and collateral. Fees may apply. Membership qualification is required. Loans subject to credit qualifications and approval. Offer valid for personal automobile loans new to Magnifi; includes new/used and refinanced loans. Minimum loan amount of $10,000. Other terms and conditions may apply. Interest will continue to accrue during the 90-day period in which no payment is due. May not be combined with other offers. Offer ends January 31, 2025; Magnifi reserves the right to terminate the promotion at any time. Insured by NCUA.